There are a variety of mortgage choices available to you and the option you choose should be the one that best fits your needs and your financial situation. Competition among lenders is good for you as a borrower. It is wise to shop around and not limit yourself to a single source. Just make sure that you understand that multiple inquiries will affect your credit score so pick a couple that seem to offer the best solutions for you. You can find out your mortgage options at a number of different financial institutions including: Savings and Loan Associations Credit Unions Commercial Banks Mutual Savings Banks Mortgage Companies Mortgage Brokers If you have never borrowed to buy a house before, then a good place to start is wherever you do your personal or business banking. Most banks offer home mortgages and as an existing customer you may enjoy the benefit of lower interest rates and fees not available to non‐bank customers. For those who have owned homes with mortgages i...